Speaker Bios

	Keynote Speaker 1 8:45am - 9:45am Mary Kay Enact MI As Enact’s Director of Customer Education, MaryKay leads the development of our customer education curriculum. With over 30 years of experience at GE/Genworth/Enact, she has also served as an E-Business Development Manager, Director of Customer Education and Organizational Effectiveness, and as a Service Center Manager. Prior to Enact, she held Loan Officer positions at various mortgage companies in the Mid-Atlantic states. MaryKay’s extensive and varied experience makes her a nationally sought after instructor and round table participant for topics as far reaching as Purchase Transaction Best Practices to HMDA. MaryKay is a graduate of the National School of Banking and received an MBA in Business Administration /Management from Fairfield University, Fairfield, CT. She has held Series 7 and Series 63 (Uniform Securities Agent License). She holds a Six Sigma Quality, Functional Black Belt Certification and is a Certified Trainer in DiSC Behavioral Profiling.
	Keynote Speaker 2 10:00am - 10:45am Dustin Owens Creater & Host \| The Loan Officer Podcast Dustin Owen, aka D.O., joined the mortgage industry in 2004 as a Rookie LO. Within two years he was funding 100+ units per year in personal production. Owen leveraged his success as an originator into a career as mortgage sales executive. Most notably, Dustin grew his production operation from one branch funding $40 million a year to seven branches funding $70 million per month. Dustin is the creator and host of The Loan Officer Podcast. With over 1 million downloads per year, it is the most popular podcast in the mortgage industry. It was because of the success of The Loan Officer Podcast that led Dustin to launch TLOP’s Originator Coaching, which is known as the #1 value for business coaching & sales training in the mortgage industry. Outside of work, Dustin enjoys traveling and competing in Ironman races. He is a University of Central Florida alum and die-hard UCF football fan.
	Lunch Keynote 12:00pm - 1:30pm Bill Killmer Mortgage Bankers Association Bill Killmer is Senior Vice President for Legislative and Political Affairs at the Mortgage Bankers Association (MBA). A veteran of nearly three decades in the housing arena, Bill joined MBA in 2010 and is responsible for managing the real estate finance industry's federal legislative, grassroots, and political fundraising activities in close coordination with the MBA member leadership and its public policy, economics, public affairs, and lobbying teams. He oversees MBA's direct outreach to Congress and is a regular guest speaker on the intersection of politics, policy, and industry issues. Under Killmer's leadership, grassroots participation through MBA's Mortgage Action Alliance has tripled, while donations to MORPAC, the industry's political action committee, have more than doubled, enhancing the association's ability to develop and execute effective advocacy strategies on the industry's behalf. Killmer came to MBA after nearly 20 years in the policy space at the National Association of Home Builders (NAHB), where he last served as Executive Vice President for Advocacy, managing all aspects of the group's public policy outreach. During his tenure at both organizations, he has been named as a Washington trade association "Top Lobbyist" by publications such as The Hill and CEO Update. He previously served as a Senior Legislative Officer for Congressional and Intergovernmental Affairs at the U.S. Department of Labor during the George H.W. Bush administration. Killmer holds a Bachelor's degree in Business Administration (BBA), with a concentration in Finance, from Baylor University.
	Breakout Session Speakers 10:45am - 12:00pm 1:30pm - 2:45pm Option #1: Aunalytics Will Mayfield Banking on AI: Hype, Hope, or Help? Will is the Senior Vice President of Client Engagement and a passionate advocate for using data and artificial intelligence to help community banks thrive in a rapidly evolving financial landscape. With more than 25 years of international experience, Will has built a career at the intersection of strategy, innovation, and execution—leading teams across general management, marketing, sales, brand management, product development, and business analytics. A results-oriented and financially savvy executive, he has a proven record of driving growth and transformation within Fortune 500 organizations and emerging enterprises alike. Known for his collaborative leadership style, Will bridges strategy and action—bringing together insights from the front line to the C-suite to create meaningful, measurable impact.
	Option #2: Matchbox John Warmus New Tech ... Now What? In this presentation, we'll dive into the critical steps for navigating new technology adoption—covering everything from choosing the right solutions to ensuring successful implementation and buy-in from end users. We'll discuss strategies for evaluating and selecting tech that aligns with your goals, best practices for smooth integration, and how to effectively partner with vendors for ongoing success. Join us to learn how to maximize your investment and make your new tech work for you! John has grown up in the mortgage industry and has experience in everything from origination, processing, and underwriting. Working with both community banks and large nationwide lenders has granted John experience and knowledge in all aspects of the mortgage-banking world. Before joining matchbox, John worked for D + H Solutions as part of their LOS team. John worked with clients all over the country, with businesses of all sizes and models. This gives John insight on LOS implementation and administration from all angles for our clients. With an MBA in Project Management, John has the ability to see where users are at and what level they need to reach. As our director of client services, John has created matchbox university (MU). Taking advantage of his diverse background, MU offers a training experience second to none. As “dean” of MU, John’s experience as a system administrator, Encompass implementation manager and end-user, has created a training approach unlike anything else out there. MU has helped companies on multiple software platforms get their workforce up and running as efficiently as possible. John has aided clients in training and converting users at every level of the mortgage loan process and in every business channel. MU also offers training to business partners for our TPO clients with great success. When John is not traveling around aiding clients to be functioning at their fullest level, he spends time at home in the great state of Wisconsin. There with his wife and growing family, John enjoys all the great things the Midwest has to offer. John has a passion for helping others, and runs a week-long youth camp during the summers.
	Option #3: iEmergent Bernard Nossuli Growing Your Business in a Tight Market: A Playbook Attendees will learn the six steps to take when facing a tough lending environment: From looking at the data, to evaluating the competitive landscape, to working with community partners. Objective: To show lenders, whether they are organizations or individual mortgage loan officers, that mortgage opportunity is out there and here are some tips to capture it. Bernard Nossuli is COO at iEmergent where he oversees finance and operations and works closely with the analytics team to ensure clients receive optimal value from the firm’s MarketSmart market intelligence and forecasting platform. Having worked with the firm for over a decade, Bernard helped develop many of iEmergent’s original forecasting models and analytical tools.
	Keynote Speaker 4 3:00pm - 4:00pm Brian Spaid Understanding Generative AI: Innovation, Risk, and Real-World Application Brian Spaid is Chair and Associate Professor of Marketing at Marquette University’s College of Business Administration. His research explores the intersection of consumer behavior, technology, and retailing—particularly the effects of mobile devices and technology-based self-service on the customer experience. He also studies collecting as a form of consumer behavior, a topic inspired by his personal interests and family background. His work has appeared in leading marketing and technology journals. At Marquette, Brian also leads initiatives related to artificial intelligence and plays a central role in developing university policy on AI. His work in this area reflects a broader commitment to integrating emerging technologies responsibly—ensuring that innovation enhances, rather than overshadows, student learning and development. Before joining Marquette in 2014, Brian earned his PhD and MBA at the University of Tennessee, Knoxville. He previously spent twelve years in industry as an Internet marketing executive, Silicon Valley IT manager, and award-winning marketing creative director.